UK government schemes — Gov Schemes UK guide

Compare UK government support for households and businesses, check eligibility and find official application links.

Read more about UK government schemes

Looking for UK government schemes in 2026? This directory brings together 12 support programmes for households, working parents, disabled people and businesses. You can compare childcare support, help with energy bills, employment assistance, business finance and tax relief in one place. Each scheme has its own page explaining the support available, who may be eligible and how to apply through the official service.

UK gov schemes are not all grants. When comparing government schemes UK households and businesses can apply for, check whether the support is a discount, a funded service, tax relief or a loan that must be repaid. Eligibility can depend on your income, age, employment, property or business circumstances. Availability also varies between England, Scotland, Wales and Northern Ireland, so use the nation and audience filters to find relevant options.

Our scheme pages link directly to GOV.UK and show when official guidance was last successfully checked. The official guidance refreshes daily; editorial summaries have a separate review date. Always confirm current rules, application windows and funding availability before applying. This independent directory is not an eligibility decision or a guarantee of support. If you specifically need funding that does not have to be repaid, explore our government grants finder too.

Editorial overview reviewed: .

GovDealFinder is independent and is not affiliated with HM Government. This is a curated directory, not a complete list or an eligibility decision. Rules, funding and application windows can change. Always check the official guidance before applying. Loans must be repaid; tax relief is not a cash grant.

Tax-Free Childcare

What Tax-Free Childcare is, who can get it and how to apply.

Personal · Childcare · England, Scotland, Wales, Northern Ireland

The government adds £2 for every £8 you pay into a childcare account, up to £2,000 per child per year, or £4,000 for a disabled child.

Free Childcare for Working Parents

If you live in England and work you may be able to get free childcare for a child aged 9 months to 4 years old. Check if you're eligible and how and when to apply.

Personal · Childcare · England

Eligible parents may receive 30 hours of funded childcare a week. Check how hours are spread over the year with your provider.

Boiler Upgrade Scheme

You could get a grant to install a heat pump or biomass boiler. Find out if you’re eligible and how to apply.

Personal & Business · Energy · England, Wales

A grant covers part of the cost of an eligible installation. The amount and technology requirements are set out in the current official guidance.

Warm Home Discount

The Warm Home Discount Scheme could take £150 off your winter electricity bill - eligibility, how to get your discount, deadlines.

Personal · Energy · England, Scotland, Wales

A one-off £150 discount is applied to the electricity bill by the supplier, rather than paid to you as cash.

Access to Work

Get help at work, including an Access to Work grant, if you have a disability or health condition - eligibility, how to apply.

Personal · Employment · England, Scotland, Wales

Support may include specialist equipment, support workers, travel help or communication support at job interviews, depending on assessed needs.

Universal Credit

Universal Credit is replacing 6 other benefits with a single monthly payment if you're out of work or on a low income - eligibility, how to prepare.

Personal · Living costs · England, Scotland, Wales, Northern Ireland

The payment depends on household circumstances and may include help with housing, children or childcare costs.

Start Up Loans

Loans and mentoring for people looking to start or grow a business in England, Scotland, Wales and Northern Ireland

Business · Business finance · England, Scotland, Wales, Northern Ireland

Borrow £500 to £25,000, subject to approval. Successful applicants can receive up to 12 months of free mentoring.

Small Business Rate Relief

Check if you can get a reduction in your business rates bill with business rates relief and find out how to apply.

Business · Tax relief · England

Eligible businesses using only one property with a rateable value of £12,000 or less may pay no business rates. Relief tapers between £12,001 and £15,000.

Employment Allowance

Claim up to £10,500 off your employer's National Insurance (NI), who is eligible, how to claim using your payroll software.

Business · Tax relief · England, Scotland, Wales, Northern Ireland

Eligible employers can reduce their annual employer Class 1 National Insurance liability by up to £10,500.

Research & Development Tax Relief

Corporation Tax relief for qualifying company projects seeking an advance in science or technology.

Business · Tax relief · England, Scotland, Wales, Northern Ireland

Relief depends on qualifying expenditure, the applicable R&D scheme and the company's accounting period.

Annual Investment Allowance

Claim capital allowances so your business pays less tax when you buy assets - equipment, fixtures, business cars, plant and machinery, annual investment allowance, first-year allowances.

Business · Tax relief · England, Scotland, Wales, Northern Ireland

The published allowance is £1 million for a normal 12-month accounting period. Adjustments and shared limits can apply.

Apprenticeship Training Funding

How to employ an apprentice, what's expected of you and what funding you can get.

Business · Skills & training · England

Funding depends on levy status, the apprentice's circumstances and the funding band. Some employers may also qualify for hiring or workplace-support payments.

Frequently asked questions

What government schemes am I eligible for?

Eligibility depends on the individual scheme and your circumstances, including income, age, employment, household, property or business details. Use the audience and UK nation filters to narrow the directory, then read the eligibility section on each scheme page and confirm the current requirements through its official GOV.UK link. This directory cannot make an eligibility decision.

Are all UK government schemes grants?

No. Government support can include grants, childcare funding, energy discounts, tax relief and repayable business loans. Check what support a scheme provides and whether it must be repaid before applying.

Do government schemes apply across the whole UK?

Not always. Availability and eligibility can differ between England, Scotland, Wales and Northern Ireland. Filter by your UK nation and check the official guidance for the scheme before applying.

Can I apply for more than one government scheme?

You may be able to receive more than one form of support, but each scheme has its own rules. Some schemes cannot be combined, and receiving one benefit or relief may affect another. Check the official guidance for each scheme rather than assuming support can be added together.

How do I apply for a government scheme?

Open the relevant scheme page, review the eligibility and how-to-apply sections, then follow the official GOV.UK guidance link. Apply through the service named by the official provider. GovDealFinder is an independent directory, not a government application service.

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